Uninsured Motorists

UIM Claims against your Insurance Company

What happens when you get into a car accident with an uninsured motorist, or a motorist who lacks adequate insurance to cover your expenses? Under state law, your insurance carrier must provide you with an opportunity to purchase insurance that covers you in these types of accidents. An uninsured or underinsured motorist (UIM) insurance claim is an attempt to obtain compensation for these types of injuries.

If you have questions about uninsured and underinsured insurance, contact a lawyer at the Law Offices of Gerald M. Gallant for a free initial consultation. Our firm represents people injured in a rear-end collision and other car accidents throughout Southern Connecticut.

Uninsured Motorist Claims

Under a UIM claim, the insurance company will compensate you for injuries caused by an accident with someone who does not have insurance. This type of coverage also compensates you for injuries suffered in a hit and run, when you do not know the identity of the driver.

What seems like a simple insurance claim often results in a complicated dispute with your insurance company. Attorney Gallant has experience negotiating with and suing insurance companies who deny UIM claims in bad faith.

Underinsured Motorist Claims

All owners of automobiles must carry a nominal amount of insurance coverage under state law. Unfortunately, medical expenses can easily exceed that amount. Innocent victims pay the balance of uncovered expenses, if they do not have underinsured motorist coverage.

An underinsured motorist claim is an attempt to recover the balance of your accident related expenses. Your insurance company may be required to pay claims not fully covered by the other driver's insurance. We assist you in pursuing the underinsured motorist benefits you deserve.

If you were hurt in an accident with an uninsured or underinsured motorist, contact the Law Offices of Gerald M. Gallant for a free initial consultation. We assists injured people throughout Southern Connecticut, including people in Shelton, Bridgeport, New Haven, Danbury, Waterbury, Stratford, Trumbull, West Haven, East Haven, Fairfield, Orange, Woodbridge, Hamden, Naugatuck, Ansonia, Derbv, Seymour, Oxford, Monroe, Wallingford, Fairfield County, New Haven County, and throughout the Naugatuck Valley.